Credit is a common feature of household finances. For some, their use is simply to maximize rewards or cash back, and credit cards are paid in full monthly. For others, credit is used to supplement incomes that fall short of the rising cost of food, including infant formula, and other basic needs. The use of credit can be a protective factor against household food insecurity, especially during times of economic uncertainty and rising costs. On the other hand, money spent servicing debt from credit cards means less available income to put toward the household food budget, which can then exacerbate the risk of food insecurity.